Business Insurance
Protect What You’ve Built
Comprehensive Business Insurance in Ontario
Tailored protection for your business — no matter the size, industry, or stage.
Running a business in today’s fast-changing world comes with a mix of opportunities and risks. Whether you’re a startup, a growing small business, or a national operation, one thing remains the same: the need for strong, reliable insurance coverage that protects your people, your assets, and your future.
At SIG, we provide customized business insurance solutions across Ontario and Canada to help business owners navigate uncertainty with confidence. With access to top commercial insurers, decades of industry experience, and a deep understanding of local markets, we offer coverage that works as hard as you do.
Whether you’re seeking a general policy, commercial insurance in Ontario, or need to insure high-risk or specialized operations, we’ll tailor a package that meets your needs and budget — without compromising protection.
What is Business Insurance?
Business insurance (also known as commercial insurance) refers to a broad range of insurance policies designed to protect businesses from financial loss due to accidents, property damage, lawsuits, theft, cyberattacks, and other unexpected disruptions.
From your building and equipment to your legal liability and employees, commercial insurance safeguards what matters most — giving you peace of mind and business continuity, even in the face of setbacks.
Common Types of Commercial Insurance Coverage
We build policies to match your unique risk profile. Some of the most common components of a business insurance policy include:
1. Commercial General Liability (CGL) Insurance
Protects your business against third-party claims of bodily injury, property damage, or personal injury. If someone slips on your property or your service unintentionally causes harm, this coverage protects your business from lawsuits and legal costs.
2. Commercial Property Insurance
Covers damage to physical assets such as your building, office contents, furniture, computers, equipment, inventory, and more due to events like fire, theft, or vandalism.
3. Business Interruption Insurance
Provides income replacement if your business is forced to temporarily close due to a covered peril. It can help cover payroll, rent, and lost income while you recover.
4. Professional Liability (Errors and Omissions) Insurance
For businesses that offer advice, consulting, or services. Covers legal fees and damages if a client claims your professional services caused them harm or financial loss.
5. Cyber Liability Insurance
Essential in today’s digital world. Protects your business from the financial fallout of data breaches, ransomware, phishing, and other cyber threats.
6. Commercial Auto Insurance
Covers vehicles used for business purposes — including delivery vans, service trucks, and fleets. Policies can include liability, collision, comprehensive, and more.
7. Product Liability Insurance
If your business manufactures, distributes, or sells products, this protects against claims of injury or damage caused by your product.
8. Tools and Equipment Insurance
Designed for contractors and tradespeople. Covers mobile tools and equipment against theft, damage, or loss — whether they’re at the job site, in a vehicle, or in storage.
9. Directors and Officers (D&O) Insurance
Protects your company’s executives and board members from personal liability for decisions made in their corporate roles.
Small Business Insurance
Big protection for small operations.
If you own or manage a small business in Ontario or anywhere in Canada, you know how one unexpected event — a lawsuit, theft, or temporary closure — can put your livelihood at risk. That’s why small business insurance is so critical.
At SIG, we work with thousands of entrepreneurs, freelancers, and local businesses to build affordable, flexible insurance solutions. Whether you’re working from home, running a storefront, or growing an online business, our team will ensure your coverage matches your operations — and grows as you do.
Small Business Insurance Packages May Include:
Commercial general liability
Home-based business insurance
Business contents and equipment
Cyber protection for online operations
Errors and omissions (E&O) insurance
Coverage for leased or owned commercial space
Business interruption coverage
From bakeries to bookkeepers, graphic designers to general contractors — we’ve got your back.
Why Businesses Across Ontario Choose SIG
✔️ Local Expertise, National Reach
We know the Ontario business landscape and offer coverage across Canada.
✔️ Customized Coverage
No cookie-cutter policies. Everything we offer is built around your unique risks.
✔️ Access to Top Insurers
We work with Canada’s leading insurance carriers to get you the best coverage and rates.
✔️ Dedicated Advisors
Our commercial insurance experts are here to help you understand your options — and advocate for you if a claim arises.
✔️ Fast, Transparent Quotes
We make the process simple, fast, and fully transparent. No hidden fees, no confusion.
